Disability Savings Accounts | ABLE National Resource Center
1667 K Street, NW Suite 480, Washington, DC 20006
Eligibility
The ABLE Act limits eligibility to individuals with significant disabilities with an age of onset of disability before turning 26 years of age. If you meet this age criterion and are also already receiving benefits under SSI and/or SSDI, you are automatically eligible to establish an ABLE account. If you are not a recipient of SSI and/or SSDI, but still meet the age of onset disability requirement, you could still be eligible to open an ABLE account if you meet Social Security’s definition and criteria regarding significant functional limitations and receive a letter of certification from a licensed physician (MD or DO). You do not have to be under the age of 26 to be eligible for an ABLE account. You can be over the age of 26, but the disabling condition must have occurred before your 26th birthday.
Hours
24/7
Website
https://www.ablenrc.orgLanguages
English and Spanish
Application process
Please visit website.
Fees
None
In December 2014, Congress passed the Stephen Beck, Jr. Achieving a Better Life Experience (ABLE) Act, which added Section 529A to the federal tax code. The ABLE Act allows qualified individuals with disabilities to save money in a tax-exempt account that may be used for qualified disability expenses (QDE) while keeping their eligibility for federally-funded, means-tested public benefits.
The ABLE National Resource Center (ABLE NRC) is the leading, comprehensive source of objective, independent information about federal- and state-related ABLE programs and activities, including guidance on tax-advantaged ABLE savings accounts. ABLE NRC's mission is to educate, promote, and support the positive impact ABLE can make on the lives of millions of Americans with disabilities and their families.
Last Assured
06/16/2025
What's Here
Providing organization
ABLE National Resource Center
In December 2014, Congress passed the Stephen Beck, Jr. Achieving a Better Life Experience (ABLE) Act, which added Section 529A to the federal tax code. The ABLE Act allows qualified individuals with disabilities to save money in a tax-exempt account that may be used for qualified disability expenses (QDE) while keeping their eligibility for federally-funded, means-tested public benefits.
The ABLE National Resource Center (ABLE NRC) is the leading, comprehensive source of objective, independent information about federal- and state-related ABLE programs and activities, including guidance on tax-advantaged ABLE savings accounts. ABLE NRC's mission is to educate, promote, and support the positive impact ABLE can make on the lives of millions of Americans with disabilities and their families.