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Credit Builder Loans | Capital Good Fund

Eligibility

1. Must have valid ID 2. Must have a bank account 3. Must be at least 18 years old Please visit website or call for further information.

Hours

Phone line is open Monday through Friday, 8 a.m. to 4 p.m. May apply online 24/7.
866-584-3651
Voice·

Main Line

Languages

English and Spanish

Application process

Please visit website or call.

Fees

Must repay loan (depending on the loan type, must pay interest as well) For financial coaching, please see website or call for current fees. These go toward building credit.

Service area

IL
Capital Good Fund, a U.S. Treasury-certified Community Development Financial Institution (CDFI), provides small, fixed-rate loans and financial coaching to eligible individuals and families in Illinois. Loan products may include auto repair, emergency, immigration-related expenses, home energy efficiency and safety project, and personal loans. This program offers loans, not grants, and repayment is required. Approval is subject to eligibility and underwriting. This service may be appropriate for individuals who are unable to access traditional banking options and are seeking an alternative to high-cost or predatory loans.

Last Assured

12/19/2025

Providing organization

Capital Good Fund
Capital Good Fund, a U.S. Treasury-certified Community Development Financial Institution (CDFI), provides small, fixed-rate loans and financial coaching to eligible individuals and families in Illinois. Loan products may include auto repair, emergency, immigration-related expenses, home energy efficiency and safety project, and personal loans. This program offers loans, not grants, and repayment is required. Approval is subject to eligibility and underwriting. This service may be appropriate for individuals who are unable to access traditional banking options and are seeking an alternative to high-cost or predatory loans.
Credit Builder Loans | Capital Good Fund